Subsidence and Structural Movement
Most properties will suffer some sort of movement during its lifetime. In some cases, this will be minor and nothing to worry about. However, in other cases the movement can be serious, resulting in considerable financial loss.
Most building movement, which would commonly be in the form of cracks, sloping floors, sticking doors or windows, can be expensive to repair and it’s therefore important that you seek professional advice as soon as possible, to minimise the amount of liability and damage.
So, what are the main types of structural movement?
Subsidence: This is the action of downward movement of the building foundations, caused by an event affecting the soil conditions beneath the foundations.
Heave: This is the action of upward movement of the building foundations, caused by an event affecting the soil conditions beneath the foundations.
Landslip: This is the action of movement of the land, which affects the building or any retaining structures that the land was normally designed to perform and prevent from slipping.
Lateral Movement: This is caused by a number of factors, such as lack of lateral restraint of the outside walls (bulging gables etc) or cavity wall or lintel failures.
These are only a few common issues but there are more and as Surveyors, with extensive building movement and subsidence experience, we are able to determine causes and provide a report that can be used for lenders in deciding on a mortgage, for information to a loss adjuster or buildings insurers or for peace of mind about certain structural changes in the building.
Neil Heyes MRICS, is an expert in Subsidence, Heave and Landslip and has many years of experience working for all the major home insurance providers in the UK and has reported on over 2000 insurance claims for structural movement and subsidence.
If you require a structural inspection for any of the above, please give us a call or drop us an email and we will get back to you with fees and further advice.